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West Michigan Bank & Trust

Your Community Bank Since 1983

Products & Services

Savings Accounts

Statement Savings

  • Interest compounded quarterly and credited on the last day of each quarter.  If you close your account before interest is credited, you will receive the accrued interest. 
  • Quarterly maintenance fee of $5 if the quarterly average balance drops below $100

Money Market Accounts

  • Monthly maintenance fee of $10 if the daily balance drops below $2,500
  • Unlimited in-house withdrawals from your account, but limited to 6 checks per month

Certificates of Deposit

  • Term 1 day to 60 months minimum balance of $500
  • Automatic renewal feature

Individual Retirement Account Certificates of Deposit

  • Fixed rate 6, 12, & 18 months minimum balance of $500
  • Floating rate 18 & 60 months minimum balance of $100
  • Interest compounded monthly
  • Automatic renewal feature

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