Checking Accounts

• Bankclub Checking
• Senior Advantage Checking
• Regular Checking
• Personal NOW Checking
• Business NOW Checking
• Regular Business Checking
• Regular & NOW Sole Proprietor Business Checking

Savings Accounts

• Statement Savings Accounts
• Money Market Accounts
• Certificates of Deposit
• Individual Retirement Accounts

Consumer Loans

• Personal Loans
• Automobile Loans
• Boat Loans
• Home Improvement Loans
• Lot/Unimproved Property Loans

Mortgage Loans

• New Home
• Refinance
• Construction
• Second Home

Commercial Loans

• Business Loans
• Commercial Mortgages
• Commercial Lines of Credit
• Agricultural Loans

Trust Services

• Safeguard assets
• Advise on investments
• Collect and distribute income
  (including bill paying)
• Keep records
• Provide reports

Other Miscellaneous Services

• Mastercard debit cards
• Bank by mail
• Direct deposit
• Night depository
• Wire transfers
• Safe deposit boxes
• Money orders
• Cashier’s checks
• Stop payments
• Notary services
• Check reorder
• Savings Bond Order
• Imaged statements

Fees