Home Location/Hours About Us Contact Us fall
West Michigan Bank & Trust

Your Community Bank Since 1983

Welcome to Our Web Banking Center

Are you our customer yet? If not, click here

Welcome to West Michigan Bank & Trust.  For nearly three decades, we have provided a full range of banking and trust services that are designed with you, the customer, in mind.  Our local ownership and management allows us to sustain our long-term commitment to provide traditional, straight forward and fairly priced banking products and services to the businesses and residents of the communities we serve. 

By enrolling in Internet Banking, you will have secure, reliable access to your accounts anytime, anywhere.  Through a computer with internet access, Internet Banking allows you to:

  • Instantly access account information and balances
  • View up to 24 months of transaction histories from the date of your enrollment
  • Transfer funds between your accounts
  • Pay recurring, occasional, or one-time bills
  • Send and receive secure electronic messages concerning your accounts

Internet Banking provides the ultimate in convenience because it’s available when you want it. To enroll, please go to the Online Banking Login area to the right and click on “enroll.” If you have questions, please call our Frankfort Office at   231-352-9655 or our Manistee Office at 231-723-8867. We look forward to hearing from you.

Are you looking for a Loan?

West Michigan Bank & Trust has money to lend qualified borrowers.  Interest rates are at all time lows, so let us help you with your home purchase or refinance, home improvement project, or new car purchase. We also offer a full line of business loans for commercial real estate purchase or refinance, equipment purchases and operating loans.  For information about all of our loan programs, please call Douglas Cook, Unique Identifier #865629,  Damon Tondu, Unique Identifier #757266 or Mary Kaye Wilkosz, Unique Identifier # 681377 at 231-352-9655 or 231-723-8867.


By Kimberly Huffman

Boathouse Blue line

West Michigan Bank & Trust (WMB&T) is pleased to have the Kimberly Blok Photography exhibit beginning January 18, 2014.  The photography exhibit will be on display until May 3, 2014.   

Kimberly was raised in Traverse City, Michigan spending many summer days with her grandparents in the small town of Frankfort along the Lake Michigan coastline.  Most of her landscape images are of places she frequented as a child. Her interest in photography began in high school.  She pursued photography in college studying photojournalism at the University of Montana finishing her studies at Grand Valley State University under famed photographer David Plowden.

Combining her love of Lake Michigan with dream-like aesthetic, Kimberly creates images that evoke a sense of nostalgia.  She is greatly influenced by the water in nature and strives to create images that inspire memories of our favorite summer days.  Fascinated by secluded places within nature, she turns her camera towards nature and still life subject matter when not capturing the magnificent Lake Michigan landscape.

Kimberly’s work is currently available through, Etsy, the world’s largest online handmade marketplace.  Her work can be found in private collections around the world and has been featured on various popular design blogs such as Sfgirlbybay and Poppytalk Handmade.  West Michigan Bank & Trust invites you to view Kimberly’s fine art photography exhibit during normal banking hours. The exhibit is free of charge and located at 501 Main Street, Frankfort, MI. For more information, please call (231) 352-9655.   


ABA/Routing & Transit #: 072413421
 (for automatic payments, direct deposits, and wire transfers)

Online Banking Login

To Reorder Checks,
please click here...

Never provide IDs, passwords, card or account numbers, or other sensitive data requested in an unsolicited email, a link in an email, or a web site that you have not intentionally accessed.
West  Michigan Bank & Trust will NEVER solicit sensitive, personal information such as account numbers, login IDs, or passwords via email.


 OR 231-723-8867;

To Order Savings Bonds,
please click here...
Local Weather
Current Conditions for Frankfort, MI
Feels Like: 50ºF
Humidity: 52%
Wind: 6 MPH SSE
Sunday 58ºF 42ºF
Monday 55ºF 37ºF
Tuesday 46ºF 31ºF
Wednesday 50ºF 36ºF
Thursday 55ºF 47ºF

Market Watch
Dow Jones Stock Index Chart
Stock Last Change (%)
S&P5001864.852.54  (0.14%)
NASDAQ4095.529.29  (0.23%)
DJI16408.54-16.31  (-0.10%)
Community Links